Business Loan Calculator
Work out the monthly payment and the total cost of a business loan before you commit to one.
Estimates only. Actual rates, terms and payments are set by the lender and depend on your business, your credit and the product. Nothing here is an offer of credit or financial advice.
How this calculator works
The monthly payment comes from the standard amortization formula: each payment covers that month's interest on the balance plus a slice of the principal, so the balance falls to zero by the end of the term.
Total interest is every payment added up, minus the amount you borrowed. A longer term lowers the payment but raises the total interest.
Worked example
Borrowing $100,000 at 10% APR over 36 months costs about $3,227 a month, or roughly $16,162 in interest over the life of the loan.
Estimates only. Actual offers depend on the lender, your business and the final terms.
A fixed lump sum with predictable monthly payments — built for growth.
$25,000 – $2,000,000 · 5 – 10 business days
See what you qualify for
One application, a soft credit check, and real offers ranked by total cost — in minutes.
No obligation · Checking your options won't affect your credit score.