Funding for manufacturing
Manufacturers carry heavy costs in machinery and raw materials, and often fulfill large B2B orders on net terms that pay weeks later. Funding finances production capacity and bridges the gap until customers pay.
Equipment financing makes major machinery attainable, invoice factoring turns purchase orders and receivables into working cash, and SBA loans support the lowest-cost expansion.
Common uses
- Finance machinery and production equipment
- Purchase raw materials in bulk
- Fulfill large orders before getting paid
- Advance cash against B2B receivables
- Expand capacity or a facility
The cash-flow challenge
Capital-intensive equipment and bulk material purchases tie up cash, while net-term B2B sales delay revenue. Equipment financing and SBA loans fund capacity, and invoice factoring converts receivables into immediate working cash.
Best-fit products
Frequently asked questions
How do manufacturers finance equipment?
Equipment financing spreads the cost of machinery over its useful life with the equipment as collateral, preserving cash for materials and operations.
Can I get funding to fulfill a large order?
Yes. Working capital or invoice factoring against the resulting receivables provides cash to buy materials and cover production before the customer pays.
Are SBA loans good for manufacturers?
Often, yes — for facility expansion or major equipment, SBA loans offer the lowest rates and longest terms if you can meet the requirements and timeline.