Resources
Funding guides & answers
Plain-English guides to getting your business funded — picking the right product, understanding rates and credit, and moving from application to funded.
Small Business Loan Approval Rates Hit New Lows: What 2025-2026 Data Means for Your Funding Strategy
Recent Federal Reserve data reveals only 41% of small business applicants received all the funding they sought in 2024—a significant decline from pre-pandemic levels. Understanding these trends can help you position your business for funding success.
Why 74% of Small Businesses Are Choosing Non-Bank Lenders Over Traditional Banks in 2026
Recent data shows 74% of small businesses now choose non-bank lenders over traditional banks for working capital needs, driven by faster decisions and higher approval rates in 2026.
What Credit Score Do You Need for a Business Loan?
There's no single number — it depends on the product. Here are the typical minimums by funding type, and how to get funded even with lower credit.
Working Capital vs. Line of Credit: Which Is Right for You?
Both give you fast cash, but one is a lump sum repaid quickly and the other is reusable credit you only pay for when you draw. Here's how to choose.
How to Get a Small Business Loan: A Step-by-Step Guide
What lenders actually look at, how to pick the right product, the documents to have ready, and how to move from application to funded — often in 24–48 hours.
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