Funding for medical & dental practices
Medical and dental practices carry high equipment costs and often wait weeks on insurance reimbursements while overhead runs every day. Funding finances the technology that grows the practice and smooths the cash-flow gap between care and payment.
Established practices with steady patient revenue are strong candidates for low-rate, longer-term financing — including SBA loans for acquisitions or build-outs.
Common uses
- Finance medical, dental, or imaging equipment
- Renovate, expand, or open a new office
- Bridge insurance-reimbursement delays
- Acquire a practice or buy in as a partner
- Cover payroll and operating costs
The cash-flow challenge
Expensive equipment and slow insurance reimbursements create a gap between delivering care and getting paid. Equipment financing spreads big purchases over the asset's life, while lines of credit and term loans cover overhead and growth.
Best-fit products
Frequently asked questions
Can I finance dental or medical equipment?
Yes. Equipment financing is well suited to chairs, imaging, lasers, and other practice equipment — the equipment secures the loan, with terms matched to its useful life.
Do practices qualify for SBA loans?
Established practices with solid revenue and credit are strong SBA candidates, especially for acquisitions, partner buy-ins, or real estate, where the low rates and long terms matter most.
How do I manage cash flow with slow insurance payments?
A business line of credit lets you draw to cover overhead while you wait on reimbursements, then repay as payments arrive.