Funding for salons & beauty
Salons, spas, and beauty businesses invest heavily in their space, stations, and product — and rely on steady client flow to fund it. Financing helps you build out, expand, and stock up without draining the register.
Because revenue comes through daily card sales, beauty businesses are great fits for revenue-based working capital, which approves on sales rather than perfect credit.
Common uses
- Build out or renovate the salon/spa
- Add stations, chairs, or treatment equipment
- Stock retail and professional product
- Fund marketing and loyalty programs
- Cover rent and payroll between busy periods
The cash-flow challenge
High build-out and product costs paired with day-to-day operating expenses make timing tricky. Fast working capital handles an urgent need or a build-out, and a line of credit keeps product and supplies flowing year-round.
Best-fit products
Frequently asked questions
Can a new salon get funding?
Newer salons can often access working capital once they have a few months of consistent card sales, and equipment financing to outfit stations and treatment rooms.
Is funding available with lower credit?
Yes. Revenue-based working capital weighs your daily sales over your credit score, making it accessible for beauty businesses with steady client revenue.
What can I fund a spa renovation with?
A term loan or working capital covers renovations and build-outs, while equipment financing handles the chairs, stations, and treatment equipment specifically.